Life insurance for heart disease patients
Summary: There are probably very few of us who have not been impacted by various heart conditions in some way, either as a sufferer, a relative or a friend of somebody affected.
Contents
Do heart conditions impact life cover?
There are probably very few of us who have not been impacted by various heart conditions in some way, either as a sufferer, a relative or a friend of somebody affected.
I have a history of heart conditions, can I get cover?
If you’ve had a heart attack, or any other pre-existing heart condition, it can have an impact on your life insurance application – although this doesn’t mean you won’t be able to get cover. We will take this knowledge into account, along with a range of other factors taken into consideration, such as your current health and lifestyle.
Heart conditions that we can cover
Beagle Street may be able to provide cover for people with existing heart conditions, but this is never guaranteed as personal circumstances and severities of conditions mean applications are treated on a case by case basis.
If you have an existing heart condition and you want to know if we can provide cover for you, our UK-based help centre are available to support you and can answer any questions you may have, call us free on 0800 048 0480.
Disclosing information about a heart condition
It is important that you answer questions about your heart condition accurately and honestly – if you don’t, it could invalidate your policy.
Heart condition diagnosis after a policy has begun
If you already have life insurance in place before you are diagnosed with a heart condition; it will have no impact on the cost or cover provided by your policy. Additionally, if you have critical illness cover see our list of critical illnesses for the heart related conditions we cover.