Can I get life insurance if I have existing health conditions?

Summary: If you have an existing health condition, whether you can get life insurance depends on what kind of health issues you have. At Beagle Street, we look at each case individually.

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If you have an existing health condition, the type of condition you have will affect whether you can get life insurance. At Beagle Street we look at each case individually.

When applying for life insurance with Beagle Street, it’s important that you let us know the details of your existing health conditions and answer all the application questions honestly and accurately. That way, we’re aware of your health conditions if and when we accept your application, so you’ll be fully protected if you do make a claim in the future.

If you don’t tell us about any existing health conditions you have and don’t answer the application questions honestly, you risk invalidating your policy. This means we won’t pay out on a claim you make during your policy term.

It’s worth mentioning that, as we look at each case individually, there’s a chance that we might be unable to offer you cover due to your existing health conditions.