Life Insurance For Teachers
- £200k cover for less than £6 a month*
- Your premiums will never increase
- Awarded ‘Best Life Insurance Provider’ by YourMoney.com 2023
Life insurance for teachers
As a teacher, you play a vital role in the future of your students. It’s your job to educate them and help set them up for later life, but you also need to think about the future of your family and your dependents.
If you have children, a mortgage, debt, or a partner it’s the right time to start thinking about life insurance. A life insurance policy will protect your family and dependents if you pass away.
Does life insurance cover teachers?
Yes, life insurance does cover teachers. At Beagle Street, we don’t offer a specific teachers’ life insurance product. Instead, when you apply for life insurance with us we will ask you questions about you, your circumstances and health and will build a tailored policy that works for you and your family.
What life insurance is best for teachers?
Your profession as a teacher doesn’t dictate the best life insurance policy for you. It comes down to the stage you’re at in life, your personal circumstances and the protection you want from your policy.
You may want to take out life insurance to ensure your family can stay in your home after you’re gone. This will usually be in the form of decreasing cover, where the payout decreases in line with the size of your mortgage. The longer you make mortgage payments, the lower the level of payout will be.
Or you may opt for level cover, where the level of payout remains the same. This is a good option if you want a lump sum to give your children some financial security to cover ongoing living expenses.
When you apply for life insurance with us at Beagle Street, we will help you find a tailored policy that works for you and your family.
How much does life insurance for teachers cost?
There isn’t a set cost for life insurance for teachers. The rates available to you depend on a range of factors, from the type of cover you choose to your age, health and wellbeing:
Age – Your premiums will likely be higher the older you are.
Type of cover – Level cover is often more expensive than decreasing.
Length of cover – This could be in line with your mortgage or once your children reach a certain age.
Health status – Being a smoker or a heavy drinker can affect your life insurance rates, as can any pre-existing medical conditions.
Do I need specialist life insurance for teachers?
No, you don’t need specialist teachers’ life insurance and it isn’t a product we offer here at Beagle Street. Instead, we will build a tailored life insurance policy that fits you as an individual and provides the right level of cover for your family.
Will critical illness cover and payout for teachers?
Critical illness cover pays out a lump sum to support you financially if you can’t work due to a serious condition listed in your policy. This could be multiple sclerosis, stroke or a heart attack, amongst others. If you are a teacher you can apply for critical illness cover and it will payout if you are diagnosed with one of the conditions in your policy.
Life insurance and critical illness cover for teachers
Life insurance and critical illness cover are both available for teachers at Beagle Street. It will give you essential peace of mind to know you and your family are protected if you become ill or pass away.
Get a quote today or speak to the team
At Beagle Street we’re here to support you through the application process. If you’re ever unsure about any of the questions in the application, we have a team of experts on hand to help.
or call us
0800 048 0480
Included with every Beagle Street policy
Estate planning kit
Accidental death benefit
Early funeral payout
Amazon gift card^
Free Beagle soft toy^
*Based on a 30 year old non-smoker, £200k decreasing term cover for 20 years
^Available only when purchasing a policy directly through Beagle Street. Within 60 days of paying the 2nd monthly payment, the soft toy will be dispatched. The gift card value varies depending on monthly premium. Within 30 days of paying the 6th monthly payment, you will receive an email to claim your e-gift. Full Terms and Conditions