Home Buyers’ Guide Introduction
Welcome to Beagle Street’s Home Buyers’ Guide – a simple step-by-step guide for anyone looking to buy a home. The topics we cover give you a great understanding of the whole process, perfect if you’re a first-time buyer and don’t quite know where to start on this very exciting, yet sometimes daunting, journey.
Why We Created the Home Buyers’ Guide
Beagle Street provides new homeowners with Decreasing Term Insurance, giving them the financial protection to keep their home safe for their loved ones if they were to die by helping to pay off their mortgage.
We understand that buying a home is a huge commitment and so you want to get it right. To provide an extra helping hand, we wanted to share some simple, impartial guidance with prospective homeowners in this guide. Our Home Buyers’ Guide has been split into the following sections:
1. Planning to Buy
2. Mortgages
3. The Property
4. Buying A Property
5. Moving In
If you are a first-time buyer, simply begin at Part 1 and use this guide to ease yourself through the whole process – from thinking about buying a house to moving in and renovating.
Who is the Home Buyers’ Guide For?
People who are looking to get onto the property ladder – first-time buyers. This includes:
- Those who aspire to buy a property in the next 5 years and want to know how to prepare.
- Those who might like to buy soon, but aren’t sure if they are able to.
- Those who know a little about the property buying process, but might like more information.
The guide has been created to make sure that, as a first-time buyer, you are as clued up as possible. It includes financial information such as how much you need to put aside and how to prepare for a mortgage. It also gives jargon-free explanations of each stage of the purchase process, from mortgage application to completion and beyond.
There is a strong emphasis on value and enabling readers to make informed choices for both the short and long term.
It is an unbiased guide – Beagle Street is not affiliated to any mortgage or property company.
Who is the Guide Not For?
Anyone looking for advice on renting or buy-to-let:
There is nothing in this guide which discusses the pros and cons of renting vs buying a property. It is only designed to help those who have already decided or are considering to buy.
Anyone looking for advice on the best mortgages and mortgage rates:
This guide won’t recommend mortgage providers or mortgage rates. It is only designed to educate on the process of getting a mortgage, rather than which mortgage to choose.
Anyone looking for advice on the best solicitors, mortgage advisers, builders or surveyors:
This guide won’t recommend individuals or companies. It is only designed to educate on what you should bear in mind when selecting professionals to help you through the purchase process.
Let’s Get Started!
You’ll find lots of information about all of the topics discussed here all across the internet, with expert opinion in the bucket load. This guide is not a replacement for that. In fact, we’ve listed recommendations on where you might find some of the best of these resources.
However, we understand the home buying process could be overwhelming. As helpful as the internet is, it’d be useful to have the most essential information in one place. That’s why we created our Home Buyers’ Guide. So, let’s get going by starting to look at what to consider when Planning to Buy.
