Life Insurance For Vets
- £200k cover for less than £6 a month*
- Your premiums will never increase
- Awarded ‘Best Life Insurance Provider’ by YourMoney.com 2023
Life insurance for vets
If you’re an established vet or you’ve just graduated, you may be considering taking out a life insurance policy. It will protect the financial security of your family by paying out if you pass away.
Does life insurance cover vets?
Life insurance does cover vets. When you apply for life insurance, the nature of your job can affect the rates available to you. For example, if your job is dangerous. Working as a vet can sometimes be dangerous when you’re dealing with bigger animals, but this shouldn’t affect your chances of getting life insurance.
When you apply for life insurance with us, we will ask you about your job and a range of other factors that may affect the cover and rates available to you.
What life insurance is best for vets?
The life insurance that’s best for you will depend on you, those closest to you and how you want to protect them. Some of our customers that are vets opt for life insurance that will payout a specific sum that will help their children financially if they die. This is called level term cover.
Other vets may opt for decreasing cover, with the potential payout decreasing in line with their mortgage. It depends on you. If you have a home and people that depend on you, it’s the right time to start thinking about life insurance.
How much does vets life insurance cost?
There isn’t a flat cost for life insurance for vets. The cost of your life insurance policy depends on you and your individual characteristics. The following factors will play their part:
Your age – the older you are the more expensive your policy is likely to be, as you’re more at risk of getting a serious medical condition.
The type of cover – level cover can be more expensive than decreasing cover.
The length of cover – whether for the full term of your mortgage or once your children reach a certain age.
Your health status – being a smoker or heavy drinker can affect your premiums.
If you have any pre-existing medical conditions such as diabetes or multiple sclerosis.
When you apply for life insurance with us, you need to be open and honest about your health and personal circumstances so we can find the best cover for you. You also need to be 18 or over.
Do I need specialist life insurance for vets?
At Beagle Street, we don’t offer specialist vets’ life insurance. Whilst your occupation and the level of risk may play a part in the cover available, we take a range of other factors into account to create a tailored life insurance policy that is built around you.
Will critical illness cover pay-out and cover vets?
With critical illness cover, you’ll receive a lump sum to support you and your family if you can’t work after being diagnosed with a serious condition. This could be cancer, a stroke or a heart attack.
You can apply for critical illness cover if you’re a vet, and it can be an essential safety blanket for you and your family should a critical illness happen. Just remember, that if you can’t work due to an injury or illness that isn’t named in your policy, you won’t be able to claim for a critical illness payout.
Life insurance and critical illness cover for vets
Whatever the stage of your veterinary career, you can apply for both life insurance and critical illness cover with us at Beagle Street.
Get a quote today or speak to the team
At Beagle Street we’re here to support you through the application process. If you’re ever unsure about any of the questions in the application, we have a team of experts on hand to help.
or call us
0800 048 0480
Included with every Beagle Street policy
Estate planning kit
Accidental death benefit
Early funeral payout
Amazon gift card^
Free Beagle soft toy^
*Based on a 30 year old non-smoker, £200k decreasing term cover for 20 years
^Available only when purchasing a policy directly through Beagle Street. Within 60 days of paying the 2nd monthly payment, the soft toy will be dispatched. The gift card value varies depending on monthly premium. Within 30 days of paying the 6th monthly payment, you will receive an email to claim your e-gift. Full Terms and Conditions